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Buying

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Buying Procedures Locals

After finding the property you feel confident you’d like to buy, then the price, terms and conditions are agreed upon between the Vendor and yourself. We are here to guide and advise you throughout the process.

The ‘Promise of Sale’ (also known as the ‘Konvenju’) is held at the Notary of your choice, and in cases where you the buyer has no connections with any particular notary, we are able to recommend one and set up a meeting through Belair Property. The agreement is then drafted based on the terms and conditions agreed upon, and signed by both parties in the presence of the Notary.

A deposit usually equivalent to 10-15% is paid upon signing of the ’Promise of Sale’ either to the Vendor or is held by the Notary.

The Notary then conducts the necessary searches and obtains the necessary documentation to satisfy the legal requirements of both parties. 

During this time, an architect visit is recommended to ensure that the property is in good structural condition and that all planning permits are in order.

If you require a bank loan in order to proceed with the purchase, then once the ‘Promise of Sale’ is signed you should visit the bank and take a copy of the ‘Promise of Sale’ together with any relevant documentation for the application to be processed. It is advisable to hold discussions regarding possible bank finance or home loans with the banks prior to the signing of the ‘Promise of Sale’. Belair Property has very strong connections with all the leading banks and our team can assist you with the obtaining of home loans when necessary.  (Note: When a bank loan is being applied for, a clause in the ‘Promise of Sale’ is usually included, where the agreement is subject to bank finance being approved, usually for a limited number of weeks.)

Once the notary’s searches, architects report and bank loan are all in place and approved, you as the purchaser can then appear on the final deed, where funds are exchanged and the keys are handed over to you.