5 Things to Know about Buying a Property in Malta

There are 5 main things to know about buying a Property in Malta.


Every Country has these key factors which vary, some slightly and some a bit more. Here it’s pretty straight forward… if you listen to the right advice.

Purchasing a home is exciting as much as it is frustrating, after all it is a big commitment. If you are prepared and have the right assistance, the procedure can be fun! These are a few tips that might help you in the process.

  1. Savings – Make sure you have at least 10% of the price of the property on hand, as this is usually required as down payment.                                                                                                                                                                                            
  2. Finances – It is ideal that if you are getting financed by the bank you are aware of how much the bank will give you before starting your search. Too many times clients see a property that they like but the bank then refuses to give them the amount they request. To buy a property in Malta, finding the right Bank is crucial.                      This link can be helpful: Home Loan Calculator                                                                                                                                                         
  3. Expert Advise – As soon as you announce that you’re looking to buy property in Malta, you can expect friends and family to come out of the woodwork with all their well-intentioned advice. Remember that principles that may have been true in the past don’t necessarily continue to be so in the ever changing property market.                                                                                                                                                                                                                                                                   
  4. Key Features – It’s always a good idea to make a list of key features you want in your new home. Talk to friends and family members who own a home and ask them what features they wish they had or didn’t have. The number of bedrooms, bathrooms, or, do you want an office?  Open or closed floor plan. Most likely you will not find a house that has everything on your list so you should prioritise it, which features are a must and which are preferred. Be ready to compromise.                                                                                                                                            
  5. Hire the right real estate agent – You’ll be working closely with your real estate agent, so it’s essential that you find someone you get along well with. The right buyer’s agent should be highly skilled, motivated and knowledgeable about the area.  


We at Belair do our best to provide the best customer experience and professional assistance to clients looking to purchase a property. Our agents go through thorough training to make sure they are prepared to service our clients in the best way possible. Our aim is to make this journey as smooth as possible. If you are looking for your first home or perhaps looking at buying as an investment, give us a call.

Buying a property in Malta has never been made easier.